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Money Facts

More than two-thirds of Americans cannot cover a $400 emergency expense.
High interest rates disproportionately affect those with low credit scores.
20% of employees run out of money between paychecks.

Housing Facts

More than 15% of American households are behind on their rent.
Up to 30% of renters’ gross income is spent on rent.
In one year, housing costs rose more than 20%.

Work Facts

$10.97 is the average hourly wage earned by American workers.
Nearly 3 million women were displaced from the labor force during the pandemic.
51% of people living paycheck to paycheck earn more than $100,000 annually.

Education Facts

On average, $28,950 in student debt is owed per borrower.
Among low-income families, only 9% of students earn a bachelor’s degree.
Total student loan debt, including federal and private loans, equals $1.75 trillion.

Health Facts

Only 8% of adult Americans undergo routine preventive screenings.
$1,300 is the average spend on prescription drugs per person per year.
The annual cost for employer-sponsored health insurance is $7,911 for single coverage and $22,463 for family coverage.